{"title":"Home page","description":null,"products":[{"product_id":"planaroo-budget-app","title":"Planaroo: The Budget App Built for Australian Pay (+ bonus spreadsheet)","description":"\u003cp\u003e\u003cstrong\u003ePayday comes in. A few days later it's gone, and you're not sure where.\u003c\/strong\u003e Planaroo is a budgeting app built for how Australians actually get paid: fortnightly (weekly and monthly work too). Set it up in two minutes on your phone.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTry it free first:\u003c\/strong\u003e \u003ca href=\"https:\/\/planaroo.com.au\/app\/?demo\"\u003eopen the demo\u003c\/a\u003e. It's the full app with example numbers.\u003c\/p\u003e\n\u003ch3\u003eWhat it does for you\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks out your real take-home pay\u003c\/strong\u003e with the ATO's 2026-27 tax rates, the low income tax offset and the Medicare levy. Or type in your payslip figure.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTurns every cost into one pay.\u003c\/strong\u003e Weekly rent, monthly phone, yearly rego: it converts them all and shows what's left to spend this pay.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eA bills fund for the big ones.\u003c\/strong\u003e Rego, insurance, council rates, the quarterly power bill, Christmas. It tells you what to put aside each pay, and one tap on payday tops them all up.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYour debt-free date.\u003c\/strong\u003e Snowball or avalanche, the pay-off order worked out for you, and how much sooner an extra $50 a month gets you there. Credit cards, car loans and buy now pay later.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings goals\u003c\/strong\u003e with what to save each pay to hit them on time.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLog spending in five seconds\u003c\/strong\u003e and see what's left in each category.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eStraight after checkout you download a Start Here PDF with your app link and access code. Open the link on your phone and add it to your Home Screen. It opens like any app and works offline. No app store, no account, no password. Works on iPhone, Android and computers.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eBonus:\u003c\/strong\u003e the same planner as a spreadsheet for Excel and Google Sheets.\u003c\/p\u003e\n\u003ch3\u003ePrivate by design\u003c\/h3\u003e\n\u003cp\u003eYour numbers stay on your phone. Nothing is sent to us or anyone else. You can download a backup any time.\u003c\/p\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e$19 once. No subscription, no ads.\u003c\/li\u003e\n\u003cli\u003eTake-home pay is an estimate for budgeting, for an Australian resident. It leaves out HELP repayments, the Medicare levy surcharge, salary sacrifice and deductions.\u003c\/li\u003e\n\u003cli\u003eEach device keeps its own copy of your numbers; they don't sync between devices.\u003c\/li\u003e\n\u003cli\u003eIt's a budgeting tool, not financial advice.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eNot for you? Reply to your order email within 14 days for a full refund.\u003c\/strong\u003e Your rights under the Australian Consumer Law also apply.\u003c\/p\u003e\n\u003cp\u003eSold by Siezar De Waal · ABN 36 318 413 406 · Cairns, Queensland.\u003c\/p\u003e","brand":"Planaroo","offers":[{"title":"Default Title","offer_id":56073916874920,"sku":"PLN-2627","price":19.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0792\/8171\/7416\/files\/amp-app-1.jpg?v=1790685969"}],"url":"https:\/\/shop.planaroo.com.au\/collections\/frontpage.oembed","provider":"Planaroo","version":"1.0","type":"link"}